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Retiree Health Benefits

The one-time Retiree Health Benefit offers providers financial assistance for healthcare expenses in retirement.

New enrollees must apply by March 31, 2025, and be approved for coverage for the first quarter (January – March) of 2025 to qualify.

There is no cost to the provider.

The Trustees of the Health Care Fund created a one-time retiree health benefit for child care providers to access in retirement to assist with paying for health care expenses.

This benefit is available to childcare providers who:

  • Apply for the Health Care Fund’s Reimbursement Program benefits by March 31, 2025
  • Are approved for the Health Care Fund Reimbursement Program benefits effective January, February, or March 2025

The Retiree Health Benefit helps pay for medical costs in retirement.

There is no cost to providers. 

How Do I Access Benefits?

In order to access Retiree Health Benefits, you must complete an application to report your retirement and request access to your funds.

For retirement benefits to be available for the provider, a retirement application will have to be submitted to CCPU.

  • Providers who are 64 years old and under can access their retirement benefits after they have 9 consecutive months of no subsidized childcare payments
  • Providers who are 65 years old and higher can access their retirement benefits after they have 3 consecutive months of no subsidized childcare payments

You cannot access Retiree Health Benefits if you are:

  1. Still receiving benefits from active enrollment in the Health Care Reimbursement Program, or
  2. If you are actively receiving state subsidized childcare payments.

Once your application to access funds has been processed, a debit card with funds will be mailed to you to pay for expenses after you retire from providing state-subsidized childcare.

Your benefits will follow the permissible expense guidance. You can review the guide below.

Permissible Guide

Permissible Expense Guidance (English)
Permissible Expense Guidance (English)
PDF • Permissible Expense Guidance
Permissible Expense Guidance (Spanish)
Permissible Expense Guidance (Spanish)
PDF • Benefits Guide

Retiree Health Benefits FAQs

When will Retiree Health Benefits be available?

Providers who met the qualifications for the Retiree Health Benefit will be notified in June 2025.

Who will be the Retiree Health Benefits provider?

The CCPU Health Care Fund will provide this benefit for eligible childcare providers.

What are the benefits I will receive for Retiree Health Benefits?

Eligible childcare providers will be notified of their amount awarded in June 2025. This amount will be accessible once they reach retirement.

How will I keep track of my Retiree Health Benefit?

The CCPU Health Care Fund will send providers annual statements to track their award amount. You will receive this statement before you retire (confirming your award amount) and after retirement as you use the funds and the amount reduces because of your healthcare expenses.

Do I need to apply for Retiree Health Benefits?

Yes! Once a provider no longer cares for state-subsidized children and waits the required waiting period (depending on age), they can apply to access their benefits.

Is there a cost associated with Retiree Health Benefits?

There is no cost to the provider.

Do these benefits cover spouse and/or dependents?

No. This CCPU Health Care Fund benefit is only for childcare providers and do not extend to family of providers.

Am I eligible for CCPU Heathcare Reimbursement Fund benefits?

Answer these simple questions to determine your potential program eligibility.

CCPU Health Care Fund

By signing up, you agree to our privacy policy and terms of use.

To complete your application online, you’ll need proof of coverage for your health plan (a document showing your name as the policyholder, the name of your insurance plan, the coverage period, and the amount you pay for coverage).

If you don’t have an account for the CCPU Health Care Fund portal, you can sign up now with your email address and mobile phone number.

Questions? Call (833) 714-6028 or email [email protected].